Hi Jeff,<br />You can use Eclipse to validate your schema file. When I put your schema to eclipse, eclipse dont like:<br />1. Names containing spaces "Building Type" (change to BuildingType)<br />2. Building Type's containing xsd:element tag is not closed. second <xsd:element> must be </xsd:element>.<br />3. enumeration tag can not reside inside extension, it can be inside restriction.<br /><br />New Schema can be:<br /><br /><?xml version="1.0" encoding="UTF-8"?><br /><schema xmlns="http://www.w3.org/2001/XMLSchema"<br /> xmlns:tns="http://www.example.org/Test/"<br /> targetNamespace="http://www.example.org/Test/"><br /> <annotation><br /> <documentation xml:lang="en"><br /> Adobe LiveCycle Workbench ES Mortgage Schema Sample<br /> </documentation><br /> </annotation><br /> <element name="MortgageApp" type="tns:mortgageFormType"></element><br /><br /> <complexType name="mortgageFormType"><br /> <sequence><br /> <element name="MortgageFields" type="tns:MortgageInfo" /><br /> <element name="ApplicantFields" type="tns:ApplicantInfo" /><br /> <element name="ApprovalFields" type="tns:ApprovalInfo" /><br /> <element name="BuildingType"><br /> <complexType><br /> <simpleContent><br /> <restriction base="string"><br /> <enumeration value="Shopping Centre" /><br /> <enumeration value="Power Centre" /><br /> <enumeration value="Office w/Retail" /><br /> <enumeration value="Strip Mall" /><br /> <enumeration value="Street" /><br /> </restriction><br /> </simpleContent><br /> </complexType><br /> </element><br /> </sequence><br /> </complexType><br /> <complexType name="MortgageInfo"><br /> <sequence><br /> <element name="PropertyPrice" type="float" /><br /> <element name="DownPayment" type="float" /><br /> <element name="Mortgage" type="float" /><br /> <element name="Term" type="string" /><br /> <element name="InterestRate" type="string" /><br /> </sequence><br /> </complexType><br /> <complexType name="ApplicantInfo"><br /> <sequence><br /> <element name="LastName" type="string" /><br /> <element name="FirstName" type="string" /><br /> <element name="PhoneNumber" type="string" /><br /> <element name="SSN" type="string" /><br /> </sequence><br /> </complexType><br /> <complexType name="ApprovalInfo"><br /> <sequence><br /> <element name="Approved" type="boolean" /><br /> <element name="Declined" type="boolean" /><br /> </sequence><br /> </complexType><br /></schema><br /><br />Hope it helps,<br />Asiye