Got it working!!Thank you so much, Paul.  Also thanks to those of you who took the time to reply.  Really appreciate it.

Strange, the text you mentioned is not showing up in red.  I checked in another broswer and it's not showing up either.  What was the name of your object? 

Deborah,Being the newbie that I am, I can't make sense of your answer.  I assume you mean to use FormCalc to create the script that the 'Calculated-Read Only' value setting will refer to?

Paul, your file has exactly what I want!But I'd sure love to know how to do that.  I'll need to add more of those fields etc so knowing the underpinnings is a necessity.  I was right- the action I wanted was based on 'Calculated-Read Only' in the value setting.  However, how to add the script? 

Ok ok.  Hope someone can help me out here!I tried this in Acrobat Pro first, but I dont know Javascript and so couldn't modify the "Call Date" script to get the Time instead. Fortunately, I also have Livecycle and everything looked so simple BUT it's not working.Let me explain what I'm trying to do....