Context Hub can be a beast to load.   If your not using context hub consider turning it off.   Fairly easy to do.  Can  save around 2 seconds in page load.   More info from Adobe.https://helpx.adobe.com/gr_en/experience-manager/6-4/sites/administering/using/contexthub-config.html  

Plan on using Content Fragments for disclaimers on our financial site.  Probably end up using Content Fragments instead of XF since we won't need styling.   Variations will help tailor the disclaimers depending on content and audience, and still provide one spot for legal to make updates if needed t...