Smart Campaign - Data Value Change Trigger "Or" Option?

Hello all,

Working on a campaign that triggers an email when a "Product" field goes from False to True.

My question is, If I have more then one data change trigger (i.e. Product - Checking and Product - Credit Card) in the Smart List setup - does Marketo treat these as an "or"?

Will it trigger the email if any one of the two changes or does it treat it as an "and" and both states would need to change?