Tony had the correct answer.  The end-user DOES NOT have to have Acrobat DC.  The form must be made "Reader enabled," but that can be done by the author prior to distribution.  Follow Tony's steps and you'll be good. 

As you said above, George, "You can't use Reader, you have to use Acrobat. So your client will have to get Acrobat and Reader-enable the forms that you develop. If you don't have Acrobat, you can download and install the trial version so you can test this out."  The key words being, " . . . So your ...

Thank you, Tony! It worked in Adobe Acrobat DC Pro''.  I don't know why they are implying above the end-user has to do the extended save in Pro.  I did it and forwarded the resulting PDF and it works perfectly.Thanks!

I have Acrobat DC, so why can't I Reader enable the LiveCycle form and distribute to the user?  The targeted user-base only has reader and cannot install anything anyway; even on a trial basis.