I had the same issue. I found that I had subform embedded in subform
embedded.... (you get the idea). Well one of my subforms did have have
the item "Allow Page Breaks within Content" checked. So this was
allowing the multi-line text edit box to be pushed to the next page
overlapping the footer. After I checked this item (for ALL subforms
embedded together) it did the proper page break without overlapping the
footer.